www.montereycountynow.com FEBRUARY 13-19, 2025 MONTEREY COUNTY WEEKLY 7 Federally Insured by NCUA | Equal Housing Lender 831.479.6000 or toll-free at 888.4BAYFED, ext. 8304 www.bayfed.com/HomeLoans *All loans are subject to approval of credit, income verification, assets, and property valuation. Bay Federal Credit Union membership required. For more information, visit any Bay Federal Credit Union branch or call a Bay Federal Home Loan Consultant at 831.479.6000, or toll-free at 888.4BAYFED, extension 8304. Bay Federal Credit Union is registered with the Nationwide Mortgage Lending System (NMLS). Bay Federal Credit Union ID #403635. No closing costs include lender fees, appraisal fees, title fees (excluding Owners Title Insurance) , and escrow fees. First-Time Homebuyer Program available to those that have not owned a property in the last three years. Offer valid on owner-occupied single-family residences. Offer applicable on purchase transactions in the State of California. Other restrictions may apply. Terms and conditions are subject to change without notice. Closing Costs on Us! Bay Federal is here to support you in your journey to becoming a homeowner. Finance your first home with us and we’ll cover the closing costs and appraisal fee.* ITINs accepted on home loan applications. Apply today. 1524 N. Main Street | Salinas The Community Foundation is a wonderful guide on our philanthropic journey.” – Giff and Pam Lehman Lehman Family Fund of the Community Foundation for Monterey County Leaving a LEGACY Donor Advised Funds • Charitable Estate Planning Charitable Gift Annuities and Charitable Remainder Trusts • IRA Qualified Charitable Distributions • Scholarships & More 831.375.9712 | cfmco.org/Donors | Design your giving plan. We can help. In-person or virtual visits at Pediatrics – Monterey genpeds.stanfordchildrens.org Kid-sized care for kid-sized people.
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