www.montereycountynow.com JULY 11-17, 2024 MONTEREY COUNTY WEEKLY 9 * Borrowers must be members of Bay Federal Credit Union and your business be eligible for Bay Federal membership. Qualification of membership is defined as the business headquarters is located within Santa Cruz, Monterey, or San Benito Counties. Must meet membership and account criteria, all loans subject to approval. Only commercial properties located within the state of California are eligible for financing. Rates and terms will vary based on collateral and credit. Programs, rates, terms, conditions, and services are subject to change without notice. Other restrictions may apply. 831.479.6000 • www.bayfed.com • 888.4BAYFED Federally Insured by NCUA | Equal Housing Lender 1524 N. Main Street | Salinas Now Offering Commercial Real Estate Loans No pre-payment penalties Purchase or refinance Loan amounts up to $5,000,000 Multi-family units, farm & agriculture, office space, warehouses and other properties Visit a branch today! (831) 718-9041 • merrillgardensmonterey.com 200 Iris Canyon Rd, Monterey, CA 93940 From the communities we create to the connections we make with residents, everything we do is rooted in our history as a fifth generation family business. Family means everything to us. SENIOR LIVING Lic #275202591 Proud to be part of Merrill Gardens Senior Living Visit And Enjoy A Meal On Us! www.cfmco.org • 831.375.9712 Design your giving plan. We can help. Donor Advised Funds • Charitable Estate Planning (CGAs, CRTs) • IRA Charitable Distributions • Family and Business Philanthropy Scholarships & More 831.375.9712 | cfmco.org/MOCI | Plan your giving A Memorandum of Charitable Intent helps you direct gifts from your estate or charitable fund at the CFMC to benefit the nonprofits of your choice. Creating this simple, flexible document is a complimentary service designed to give you peace of mind knowing your wishes will be fulfilled. When you name the Community Foundation for Monterey County as your charitable beneficiary, you create a lasting legacy. Scholarship Fund Holders Michael and Gloria Ipson cfmco.org/Ipson
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