www.montereycountyweekly.com FEBRUARY 2-8, 2023 MONTEREY COUNTY WEEKLY 9 Federally Insured by NCUA | Equal Housing Lender 831.479.6000 or toll-free at 888.4BAYFED, ext. 304 www.bayfed.com/HomeLoans * An example Annual Percentage Rate (APR) for a 5/5 ARM is 6.285%. An example monthly mortgage payment is $4,480.00 per month (excludes taxes and insurance). The estimated quotes are based on a loan amount of $800,000 with credit scores of 680+ and a 80% loan to value. This offer and term are effective as of January 13, 2023 . Actual payments may be greater than the example and may vary based on the actual loan amount. The APR and payments on 5/5 ARM loans are fixed for the first 5 years and are variable thereafter, adjusting every 5 years. Other Adjustable and Fixed Rate mortgage loans are available for loan amounts up to $3,000,000. Additional down payment requirements, closing costs, and other conditions may apply. All loans are subject to approval of credit, income verification and property valuation. Bay Federal Credit Union membership required at the time of closing. For more information, visit www.bayfed.com, any Bay Federal Credit Union branch, or call a Bay Federal Home Loan Consultant at 831.479.6000 or toll-free at 888.4BAYFED, extension 304. Save an average of $252 on your mortgage payment! An annual savings of $3,024 Visit bayfed.com/arm to learn how much you can save. Pacific Grove STAY & SHUTTLE WITH ONE OF OUR HOTEL SPONSORS Complimentary wristbands with hotel stay Thank You to our Shuttle Sponsor Chamber of Commerce & Tourist Centers PACIFIC GROVE AT&T PRO-AM SHUTTLE FEBRUARY 1st - 5th, 2023 Wednesday- 8:00am - 3:30pm Thursday - Saturday - 6:30am-5:30pm Sunday - 6:30am-4:30pm $25 - one day | $75 - 5 days Shuttle Location Pacific Grove Museum of Natural History 165 Forest Avenue, Pacific Grove PacificGrove.org | 831.373.3304
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